Benefits of ESI Registration
ESI Registration ensures that employees enjoy the following advantages:
From the very first day of employment, registered ESI members and their families are entitled to enjoy the benefits of complete medical care and insurance.
Pregnant women are entitled to maternity benefits that are payable upto twenty-six weeks. This period can be extended by 30 days on medical advice. To qualify for maternity benefits, employers are required to contribute their wages for 70 days in the preceding two contributions periods.
Disabled employees can get 90% of their monthly salaries as disablement benefits.
Absence from work during illness can be taken for a maximum of 91 days per year along with 70% of the monthly wages.
In the unfortunate event of the demise of an employee during the employment, the dependents of the deceased will receive 90% of his/her monthly salary.
The family of the deceased employee is entitled to an additional amount of Rs.10,000 towards funeral expenses.
In the case of confinement of an insured woman or wife of an employee occurring in a place with no medical facilities under the ESI scheme, confinement expenses can be availed.
In addition, some of the need-based benefits:
Permanently physically challenged, insured employees are entitled to undergo vocational rehabilitation training at VRS.
Available to employees in the case of physical disablement due to an employment injury or occupational hazards.
Old Age Medical Care
An annual payment of ₹120 ensures medical care benefits for retiring ESI employees or for those who are opting for VRS/ERS.
Extended Sickness Benefits
ESI members suffering from chronic diseases can avail the extended sickness benefit for upto 2 years, once the standard sick leave of 91 days has expired.
Enhanced Sickness Benefit
Registered ESI members willing to undergo the sterilisation procedures are eligible for enhanced sickness benefits of 100% of their daily average wages. This benefit also allows a recuperating period of 7 days for vasectomy and 14 days for tubectomy from the date of surgery or admission in the hospital.